The Christmas season is behind us and those credit card bills are coming in. If you have a New Year’s resolution to save more this year or get your finances in better shape, then you may benefit from creating a family budget. Start by figuring out what you are currently spending and use this to create a household budget and stick with it as best you can. It may help to create a goal such as saving for a family vacation, an upcoming move, or getting out of debt to help curb your spending and stay focused to reach the goals you’ve set.
40 Going Away Gifts People Actually Want
It’s always emotional when people you care about move away. Giving them a gift to remember you by is a lovely gesture, but choosing the right gift can be tricky. You don’t want something they’ll struggle to pack in with their many possessions, or anything breakable....