Your movers insurance may seem a bit confusing but this may help explain insurance, additional insurance charges, and your coverage.
Two Insurance options are available to you:
• $.60 per pound Basic Value Coverage
• $4.00 per pound Full Value Coverage
Basic Value Coverage- You are automatically covered with .60 per pound depreciated coverage; this is included in your movers rate. This rate is based on weight, and weight is estimated, generally by room. For example if a piece that weighs 100lbs is damaged your coverage to repair or replace that item would be up to $60.00.
Full Value Protection- protects your items up to $4.00 per pound, and costs you an additional. $.75 per $100.00 of value. For example- your shipment weighs 5,000 lbs your coverage would be $20,000.00 and your additional cost would be $150.00. However, you may declare the value of the shipment up to $50,000 with full value protection. Your cost for that coverage would be $50,000 x $.75/100 = $375.00 charge.
The cost of different levels of Full Value Coverage
Please call us if you have any additional questions about your coverage
American Moving and Hauling Licensed and Insured
* Repair of items is always first option, at movers discretion, before replacement.
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